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BankMode

BankMode is a Minecraft server plugin that adds banking, loans, and interest with support for Vault or an internal economy.

📆 Overview

  • Deposit and withdraw money
  • Earn interest over time
  • Request and repay loans
  • Choose between Vault or internal economy
  • Real-time tracking and auto-collection for loans

📦 Installation

Requirements:

  • Paper/Spigot 1.20.1+
  • Java 17+
  • (Optional) Vault + EssentialsX

Steps:

  1. Drop bankmode-bukkit-1.0.0.jar into /plugins
  2. Restart your server
  3. Plugin auto-detects economy system
  4. Use /bnk config to customize settings

⚙️ Configuration

Economy Modes:

  • vault – uses Vault economy
  • internal – BankMode's internal system
  • auto – default, auto-detects

Default Values:

  • Interest Rate: 2.0%
  • Interest Period: 1 hour
  • Loan Interest: 5.0%
  • Loan Term: 30 days
  • Auto Default: 7 days
  • Max Loan: $10,000
  • Min Loan: $100
  • Max Loans: 3 per player

🔢 Basic Commands

/bnk deposit <amount>       # Deposit money
/bnk withdraw <amount>      # Withdraw money
/bnk balance                # Check your balance
/bnk history                # View transactions
/bnk status [live]          # Interest countdown

💳 Loan Commands

/bnk loan request <amount> [reason]   # Request a loan
/bnk loan pay <loan_id> <amount>      # Make payment
/bnk loan list                        # View active loans
/bnk loan info <loan_id>             # View loan details

⚙️ Admin Commands

/bnk config interest <rate>            # Set interest rate
/bnk config period <seconds>           # Set interest payout period
/bnk config economy <mode>             # Set economy mode
/bnk config toggle                     # Enable/disable interest system

/bnk config loan interest <rate>       # Set loan interest rate
/bnk config loan term <seconds>        # Set loan term duration
/bnk config loan maxamount <amount>    # Max loan allowed
/bnk config loan minamount <amount>    # Min loan allowed
/bnk config loan maxloans <count>      # Max active loans per player
/bnk config loan autodefault <seconds> # Auto-default timeout
/bnk config loan toggle                # Enable/disable loan system
/bnk config loan info                  # View loan settings

/bnk internal set <player> <amount>    # Set balance (internal only)
/bnk internal add <player> <amount>    # Add balance (internal only)
/bnk internal remove <player> <amount> # Remove balance (internal only)
/bnk internal balance <player>         # Check player's balance
/bnk internal list                     # List all balances

/bnk info                               # View plugin settings
/bnk stats                              # View economy stats
/bnk test                               # Trigger overdue loan check

/bnk help                               # Help menu
/bnk help <category>                    # Help by category

🌐 Features

  • Auto interest payouts
  • Multi-loan support
  • Automatic overdue collection
  • Internal and Vault support
  • Live countdowns

🔒 Permissions

# Player
bankmode.use
bankmode.deposit
bankmode.withdraw
bankmode.loan
bankmode.status
bankmode.help

# Admin
bankmode.admin
bankmode.internal

🔧 Troubleshooting

Interest Not Paying?

  • Check /bnk config toggle
  • Ensure rate and period are set

Loan Not Working?

  • Loan system enabled?
  • Too many loans or overdue?

Command Not Found?

  • Plugin loaded?
  • Check permissions

📅 Changelog

v1.0.0

  • Initial release with banking, loans, interest, and dual economy

❗ Support

  1. Use /bnk help in-game
  2. Check this doc
  3. Use /bnk test for loan checks